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15.9% APR (variable) on card purchases, and a rootin’ tootin’ 0% p.a. on balance transfers for 13 months from the date your account is opened. Tell your other cards to leave town.See details below & apply online.
| Card Name |
Virgin Money - Virgin Mastercard |
| Card Type |
Mastercard |
| Features |
Great Balance Transfer Period. |
| Online Access |
Yes |
| Zero Percent Credit Card |
No |
| Annual Fee |
£0.0000 |
| Adverse Credit |
No |
| Cash Back Scheme |
No |
| Loyalty Reward Scheme |
Yes |
| Business Credit Card |
No |
| Charity - Donation Scheme |
No |
| Prepaid Credit Card |
No |
| Sport Credit Card |
No |
| Travel Credit Card |
No |
| Intro Rate |
Yes |
| Minimum Age |
18 |
| Minimum Household Income |
0 |
| Eligibility Notes |
UK resident |
| Standard APR (Purchases) |
15.90% |
| Standard APR (Cash Advances) |
24.90% |
| Intro APR (Purchases) |
0.00% |
| Intro Period |
3 months |
| Balance T/F Intro Rate |
Yes |
| Balance T/F APR |
0.00% |
| Balance T/F Limit |
Subject to status. |
| Balance T/F Duration |
15 Months. |
| Balance T/F Notes |
A 2.98% handling fee applies. |
| Minimum Payment |
2.25% or £5 if greater |
| Payment Notes |
Virgin Money will not charge interest on the card purchases shown on your statement if you pay off the whole balance shown on that statement, and on the statement before, by the payment due date.
|
| Cash Back % |
|
| Cash Back Notes |
N/A |
| Interest Free Days |
50 Days |
| Credit Limit |
Up to £50,000 |
Other Benefits
 |
Zero liability for fraudulent transactions. Choice of 5 card designs. |
| Card Protection |
£29 p.a |
| Payment Protection |
72p per £100 |
| Late Payment |
£12 |
| Exceed Personal Limit |
£12 |
| Unpaid Direct Debit |
£12 |
| Other Facilities |
Free Purchase Protection Insurance - most major purchases between £50 and £1,000 will be covered against accidental damage or theft for up to 100 days if you pay for them in full using your card (Terms & Conditions apply) |
| Other Notes |
Withdrawal limit not disclosed. Free second card. Foreign usage fee 2.75%. |
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Disclaimer All card APRs, features, charges, benefits and other
information listed by Fair Investment Company Ltd represent the most
recent information available at the time of writing. Every
effort is made to keep the site accurate, however we cannot guarantee
that a card issuer has not increased or decreased one or more of the
APRs or fees/charges associated with a particular card or changed its
features, obligations or benefits. Please be sure to read the card
agreement fully and carefully before making any agreement.
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