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Virgin Mastercard


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15.9% APR (variable) on card purchases, and a rootin’ tootin’ 0% p.a. on balance transfers for 13 months from the date your account is opened. Tell your other cards to leave town.See details below & apply online.

Card Name Virgin Money - Virgin Mastercard
Card Type Mastercard
Features Great Balance Transfer Period.
Online Access Yes
Zero Percent Credit Card No
Annual Fee £0.0000
Adverse Credit No
Cash Back Scheme No
Loyalty Reward Scheme Yes
Business Credit Card No
Charity - Donation Scheme No
Prepaid Credit Card No
Sport Credit Card No
Travel Credit Card No
Intro Rate Yes
Minimum Age 18
Minimum Household Income 0
Eligibility Notes UK resident
Standard APR (Purchases) 15.90%
Standard APR (Cash Advances) 24.90%
Intro APR (Purchases) 0.00%
Intro Period 3 months
Balance T/F Intro Rate Yes
Balance T/F APR 0.00%
Balance T/F Limit Subject to status.
Balance T/F Duration 15 Months.
Balance T/F Notes A 2.98% handling fee applies.
Minimum Payment 2.25% or £5 if greater
Payment Notes Virgin Money will not charge interest on the card purchases shown on your statement if you pay off the whole balance shown on that statement, and on the statement before, by the payment due date.
Cash Back %
Cash Back Notes N/A
Interest Free Days 50 Days
Credit Limit Up to £50,000
Other Benefits
Zero liability for fraudulent transactions. Choice of 5 card designs.
Card Protection £29 p.a
Payment Protection 72p per £100
Late Payment £12
Exceed Personal Limit £12
Unpaid Direct Debit £12
Other Facilities Free Purchase Protection Insurance - most major purchases between £50 and £1,000 will be covered against accidental damage or theft for up to 100 days if you pay for them in full using your card (Terms & Conditions apply)
Other Notes Withdrawal limit not disclosed. Free second card. Foreign usage fee 2.75%.

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Disclaimer All card APRs, features, charges, benefits and other information listed by Fair Investment Company Ltd represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the card agreement fully and carefully before making any agreement.