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Credit Card Interest Rates

credit card interest ratesCredit Card Interest Rates

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Credit card interest rates vary greatly, which is why you should always shop around and find the best deal possible that also meets your requirements. Credit card interest rates can range from anything like 10-30%, so it is worth your while spending some time to find a good one.

Some companies offer introductory credit card interest rates for balance transfers and/or purchases. The ones most likely to do this are the well-established big banks and companies, but they will recoup some of their lost funds by charging balance-transfer fees or higher than average interest rates once the promotional period is over. Make sure you work out which companies offer the cheapest credit card interest rates and then look at the small print to see what you’re getting.

Our easy-to use and FREE service allows you to compare credit card interest rates, helping you to find the best one for you that’s both thrifty and meets your needs. Click here to use this service.

Card Balance
Transfers
Purchases Typical
APR
Virgin Money Virgin Credit Card   Virgin Money Virgin Credit Card
0%
16 months
0%
6 months
16.6% APPLY
Tesco Personal Finance Clubcard MasterCard   Tesco Personal Finance Clubcard MasterCard
0%
14 months
0%
6 months
16.9% APPLY
MBNA Europe Platinum Plus Card   MBNA Europe Platinum Plus Card
0%
until 01 Mar 2010
0%
until 01 May 2009
15.9% APPLY
American Express Platinum Cashback Credit Card   American Express Platinum Cashback Credit Card
19%
19%
18.9% APPLY
BMI Amex Credit Card   BMI Amex Credit Card
0%
12 months
0%
3 months
15.9% APPLY

See All Cards

Card Initial
Fee
Monthly
Fee
Withdrawal
Fee (UK)
Virgin Money Virgin Prepaid Mastercard   Virgin Money Virgin Prepaid Mastercard
£9.95 None 2.95% APPLY
Add upto 4 different cardholders to your account and make the most of great discounts and offers from Virgin.
Tesco Personal Finance Tesco Prepaid Travel Card   Tesco Personal Finance Tesco Prepaid Travel Card
None None £3.00 APPLY
Control your holiday spending and top up FREE of charge by sms, online or credit/debit card. whenever or wherever you need to!
Newcastle Building Society Bread Prepaid Credit Card   Newcastle Building Society Bread Prepaid Credit Card
£10.00 None £1.50 APPLY
No Credit Checks! Top up with Cash!
Clydesdale Bank Optimum Prepaid Mastercard   Clydesdale Bank Optimum Prepaid Mastercard
£9.95 £4.95 £1.50 APPLY
Secure and flexible, optimum offers you the chance to shoose between Pay as You Go or a Pay Monthly account at £4.95 where all transactions are free!
Tuxedo Money Plus The Sun Prepaid Mastercard   Tuxedo Money Plus The Sun Prepaid Mastercard
£6.49 £4.99 £0.50 APPLY
Choose a 2nd card for no extra cost and make the most of a pay as you go option!

See All Prepaid Cards


Archived. Disclaimer All credit card APRs, features, charges, benefits and other information listed by Fair Investment Company Ltd represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the credit card agreement fully and carefully before making any agreement.

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